HomeGuidesPet Assure Insurance Review: Best Dog Insurance Plan

Pet Assure Insurance Review: Best Dog Insurance Plan


Pets are like your family members. Besides all the love, affection, nutrition, and treats you provide them with, a pet insurance plan that protects them and covers their medical bills is also vital. 

Wondering which insurance plan to get for your precious pet? 

Many Pet Assure insurance review on the internet suggest that Pet Assure has one of the best insurance plans for pets. What’s great about it is that it covers all pre-existing conditions, irrespective of your pet’s breed or age. 

Continue reading to know more. 

Logo of Pet Assure Insurance
Name of Insurance ProviderPet Assure Insurance
Year of Establishment1995
Key FeaturesAffordability, covers all pets, rated A+ by BBB
Coverage LimitsNo coverage limit
Waiting PeriodNo waiting period
Phone Number888-789-7387


Founded in 1995 by Jay Bloom, Pet Assure is a discount plan with participating veterinarians in all 50 states of the country. The answer to a commonly asked question, Is Pet Assure accepted everywhere? is an emphatic yes!

There is a growing veterinary network of more than 5,600 medical experts who offer a whopping 25% discount on any medical procedure for pets if you have a Pet Assure plan. 

overview of Pet Assure

Pros Explained

  • AFFORDABLE: The monthly and annual fees are low for different plans available. You can enjoy a flat 25% off on all medical expenses.
  • CLAIMS: Pet owners are not required to fill any claim forms before availing one of Pet Assure plans.
  • ELIGIBILITY: Animals of all kinds, sizes, breed, and with pre-existing health conditions are eligible for Pet Assure plans.
  • GUARANTEED MONEY BACK: Not satisfied with their services? Get a 100% refund within 45 days of purchasing it.

Cons Explained

  • NETWORK: Currently, the network covers up to 5,600 veterinarians across the country.
  • PRESCRIPTION: Prescription expenses are not covered under this policy.
  • MEDICATIONS: Pet Assure does not cover medication.

What Does Pet Assure Cover?

Pet Assure is a cost-efficient and flexible discount policy and it covers all in-house medical expenses for every pet, irrespective of their size, breed, age, and pre-existing medical conditions. 

Available Plans

Pet Assure offers four different plans:

  • Plan for a single cat or a small animal
  • Plan for a single dog or a large animal
  • A family plan that covers up to four animals of any size and breed
  • An unlimited plan for every household pet

Plan Pricing 

Are you wondering, how much does Pet Assure cost? 

Here’s the monthly and annual price for each plan: 

For a single cat or a small animal.$9.95$79.00
For a single dog or a large animal.$11.95$99.90
Family Plan.$16.95$149.00
Unlimited Plan.$21.95$199.00

What’s Included?

Does Pet Assure cover emergencies? It does. 

Alongside emergencies, some of the other medical procedures for which you can get a 25% discount by using your Pet Assure Card include:

  • Managing diabetes
  • Hospitalization expenses
  • Dental treatments
  • Pre-existing allergies
  • Hereditary diseases
  • Surgical procedures

What’s Not Included?

There are several non-medical services like grooming, pet boarding and daycare that are not included with Pet Assure. 

Does Pet Assure cover prescriptions? It doesn’t. 

Does Pet Assure cover medications? It doesn’t. 

But, if you compare Pet Assure with its competitors, it comes with a ton of benefits including no payout limits to claims, which makes it vastly more affordable. 

TreatmentIncluded in Plan?
Exam FeesNo
Prescriptive MedicationYes
Parasite ScreeningsYes
Allergy TreatmentsYes
Spay/neuter surgeryNo
Cancer CareYes
Dental CareYes

Pre-Existing Conditions

Pet Assure not only covers pre-existing conditions but also offers a 25% off on your entire bill despite your pet’s pre-existing conditions. 

Also Read: Dog Vaccine Reactions

Coverage Limits 

Since it is not an insurance policy, Pet Assure includes no coverage limits


Based on the Pet Assure Insurance review, it is a discount-based program and not an insurance plan, you do not need to fill out any claim forms to use their services

waiting period

Waiting Period

Unlike most pet insurance plans that come with a 10 to 14 day waiting period, there is no waiting period with Pet Assure. You can start using your Pet Assure ID card immediately after signing up. 


If you’re looking for an affordable plan then Pet Assure is a great option. It’s also flexible with no waiting period. Plus, Pet Assure covers all types of pets. 

However, we strongly recommend that you do your own research, go through Pet Assure insurance review, and make an informed decision by assessing risks and collecting all the relevant information. 


How Does Pet Assure work?

Pet Assure is a veterinary discount plan that offers a flat 25% off on all the medical procedures for pets. Unlike most pet insurance plans, there are no restrictions posed by Pet Assure, and animals of any age, breed, and pre-existing medical conditions are welcome to join the program. 

Pet owners can use their Pet Assure coverage plan multiple times. Once you sign up for their program, you’ll get a 25% discount on total costs, and their monthly premium plans are extremely affordable.

Is there a waiting period after enrollment?

No, there is no waiting period after signing up for Pet Assure and you can immediately start using their services. You can create a login ID on Pet Assure website. Once you log in, you can take a print-out of your login card. Or, you can download the Pet Assure app and access your login card from that portal. Another great aspect of using Pet Assure is that you can start using their services immediately and don’t have to wait.

What does Pet Assure not cover?

The discounts offered by Pet Assure cannot be applied to non-medical services that include grooming, boarding, and various other outsourced services. It also doesn’t cover prescription food and medication.  

What is the cancellation policy of Pet Assure?

If you are not satisfied with Pet Assure, you can reach out to their team within 45 days from the day of enrolment and ask for a complete refund. 

How do you use a Pet Assure veterinary discount?

You can use Pet Assure veterinary discount with participating veterinarians (there are 5,600 in total in the States). When asked to pay for your pet’s medical bills, all you need to do is show your Pet Assure card to the hospital staff and get a flat 25% discount on the total bill. Really, it’s that simple!

Paul Andrewshttps://www.linkedin.com/in/paul-andrews-172490189/
A digital marketing expert by profession, Andrews is a gifted writer and animal lover at heart. A self-confessed "pawrent", Andrews is well-versed in all things dogs. He uses his years of experience of raising puppies into show quality dogs to help guide first time pet parents. He believes in spreading the joy that comes with being a dog dad and advocates more families to adopt pets.


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