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Pets Best Pet Insurance Review: Best for Affordable Premiums

Overall Rating : 3 / 5

  • Name of Insurance Provider Pets Best Pet Insurance
  • Year of Establishment 2006
  • Key Features Budget-friendly, Easy claims
  • Coverage Limits $5,000 or unlimited
  • Waiting Period 14 days
  • Website
  • Phone Number877-738-7237


All You Need to Know

Important : Not only does Pets Best Pet Insurance have a huge network of veterinary experts, but it is also the first company to offer electronic claiming facilities. It keeps all your concerns in mind, assures you maximum coverage, offers multiple benefits, and lots of care for your pet.


  • Seamless filing of claims
  • Vet Direct Pay enabled for pet parets
  • Affordable premiums
  • Customizable insurance policies


  • No coverage for pre-existing conditions
  • No coverage for cremation and burial costs
  • Only two coverage options: a $500annual limit coverage, and unlimited coverage

Pets Best Pet Insurance provides some of the most comprehensive care packages at affordable premiums for dogs. However, their policies do not cover multiple pet care essentials, including checkup costs, grooming, pet lodging expenses, etc.

Pets Best Pet Insurance was founded by Dr. Jack Stephens in 2006. Dr. Jack had previously established the first pet insurance company in the United States of America — Veterinary Pet Insurance.

What Does Pets Best Pet Insurance Cover?

Pets Best Pet Insurance covers the following:

  • General vet examination fees
  • Hospitalization fees
  • Medical procedures
  • Continued treatment costs
  • Bloodwork, CAT scan, and other diagnostics
  • Prosthetic devices when prescribed by a vet

an overview of Pets Best Pet Insurance

Available Plans

Pets Best Pet Insurance offers three types of plans:

  • Accident and illness coverage plan
  • Accident-only coverage plan
  • EssentialWellness and BestWellness plan

Also Read: Top Hiking Dog Breeds

  • PlansPricing
  • Accident and illness coverage plan $age-based
  • Accident-only coverage plan$9
  • EssentialWellness and BestWellness plan $26


Plan Pricing

Thinking about how much does Pets Best Pet Insurance cost? Pets Best is one of the most affordable insurance service providers out there. 

The illness coverage charges age-based premiums. The base price for accident-only coverage plans for dogs is $9 and for cats is $6. The price for the EssentialWellness plan is $16 and for the BestWellness plan, it is $26.


  • TreatmentIncluded in Plan?
  • AccidentsYes
  • Prescription medicationsYes
  • Dental CareYes
  • GroomingNo
  • Preventive CareNo
  • Experimental medicationsNo
  • HospitalizationYes
  • Illnesses Yes
  • Chronic ConditionsYes
  • CancerNo
  • Hereditary ConditionsYes
  • Emergency CareYes
  • VaccinationsYes
  • Spay/NeuteringYes
  • Regular Vet VisitsYes


What’s Included?

The following are included in a Pets Best Pet Insurance plan:

  • Accidents, which may result in surgeries
  • Illnesses
  • Medications
  • Prescription medications
  • Hospitalization
  • Dental coverage
  • Euthanasia


What’s Not Included?

Does Pets Best Pet Insurance cover medications? It does not. The following are also not included within a Pets Best Pet Insurance plan:

  • Testing and treatment of parasites
  • Preventive care and procedures
  • Experimental medications
  • Administration and transportation fees
  • Grooming and bathing



Pre Existing Conditions

No coverage is provided for such conditions.


Coverage Limits

There are two coverage limits provided by Pets Best Pet. You can choose a $5,000 limit or go for unlimited coverage.



After creating a customer account, you can file your claim via Pets Best Pet Insurance’s mobile application, or through their official website. An itemized invoice has to be submitted along with the claim to avoid any delay.


waiting period of Pets Best pet insurance

Waiting Period

Accident-only policies have a three-day waiting period. An illness coverage plan has a 14 day waiting period. The waiting period for cruciate ligament conditions is 6 months.



With Pets Best Pet, you get what you see. The coverage they provide for the premium you pay is unbeatable. Most other commonly available insurances do not match up to Pets Best’s coverage. So, if you really want pocket-friendly pet insurance, enroll in Pets Best Pet Insurance today.



Frequently Asked Questions

Is Pets Best Pet Insurance Good?

Pets Best Pet is one of the best insurance plans to go for if you are looking for general plans that can cover the cost of basic medical expenses.

Wondering how to cancel Petsbest pet insurance? The cancellation process is incredibly easy and seamless. You just need to place a call and cancel your policy.

What’s Not Covered By Pets Best Pet Insurance?

Does Pets Best cover Luxating patella? No, Pets Best Pet Insurance does not cover any hereditary conditions such as luxating patella, glaucoma, and more. The following are also excluded from the list.

  • Preventive procedures.
  • Pre-existing conditions.
  • Holistic treatments and medications.
  • Food supplements.

Does Pets Best Pet Insurance Cover Vaccines?

The add-on coverage plan by Pets Best Pet covers vaccines.

Can I Use Pets Best Pet Insurance At Every Vet’s Office?

You can use Pets Best Pet Insurance at any vet’s office in the United States of America.


Meet Paul, a devoted dog dad to the delightful French Bulldog, Cofi. With a flair for humor and a deep understanding of Frenchie quirks, Paul brings a lighthearted touch to his writings. His relatable stories and practical insights are a blend of laughter and valuable advice and resonate with fellow dog owners.

Through his words, Paul aims to celebrate the joys and challenges of being a dedicated pet parent, reminding you that life is simply better with a four-legged, snorting sidekick by your side.