I am a full-time mum of two kids and a beautiful golden retriever. Writing is my passion: from food journalism to pets, parenting tips, etc. I can write on just about everything under the sun. I have been writing for the past 7 years and during that time, I have been a regular contributor to several blogs and pet magazines. I have also written feature articles, POV pieces, and dabbled in a few different formats of writing over the years.
Important : Progressive Pet Insurance has been growing its network by providing transparent, fast, and comprehensive insurance services to cat and dog parents all across the States.
Due to their budget-friendly and customizable plans, Progressive Pet Insurance is a great choice for any pet owner who wants to explore pet insurance without spending a bomb.
However, none of their policies on offer cover behavioral issues.
Progressive Pet Insurance was founded in 1937 with the commitment to provide impeccable service to pet owners in the USA and Canada.
Tricia Griffith, President & Chief Executive Officer says, “Progressive people and our culture are collectively our most powerful source of competitive advantage.” True to her words, Progressive Pet Insurance believes in providing ethical, efficient, and compassionate service to its customers. That, along with its pocket-friendly and customizable plans, makes it a good pet insurance to consider.
Progressive Pet Insurance covers costs incurred by common accidents, illnesses, emergency care, diagnostic testing, specialist visits, preventive care, vaccinations, and spaying/neutering surgeries.
One of the best things about Progressive Pet Insurance is that you can customize the plan according to your budget and your pet’s needs. Most of the costs that arise with your routine vet visits will also be covered by one of the four Progressive Pet Insurance policy plans.
Besides, you can always add two optional plans offered by Progressive Pet Insurance — Essential Wellness Plan and Best Wellness Plan.
Progressive Pet Insurance offers 4 main plans along with 2 optional plans. There’s an Accident Only for accidental injuries, a BestBenefit Plan for both accidents and illnesses, a BestWellness, and an EssentialWellness plan.
All plans, except for an Accident Only plan, can be customized according to your preference.
The Accident Only Plan is priced at $6/month for cats and $9/month for dogs. The BestBenefit comprehensive plans start at $21/month and $36/month for cats and dogs respectively.
Apart from these two plans, you can choose their EssentialWellness Plan for $16/month and BestWellness Plan for $26/month.
All these prices can vary according to the customizations you choose. The monthly rates of the policies offered by Progressive Pet Insurance do not change with your pet’s age.
The two optional plans offered by them include:
Also Read: Common Dog Health Problems and Solutions
Does Progressive pet insurance cover prescription dog food? It does not.
Progressive Pet insurance, like most pet insurance companies, does not cover the costs of pre-existing conditions.
Holistic therapies, food and dietary supplements, grooming, boarding, and other non-medical costs are also excluded.
Pre-existing conditions are not covered by Progressive Pet. This is per standard regulations.
Very limited coverage options are available for policyholders to choose from. Only two annual limits are provided by the policy, a limit of $5000, or unlimited.
Pets Best services all the policies offered by Progressive Pet Insurance. You have to file the claims directly with them.
You can also file them through the Vet Direct Pay service. Your vet will be reimbursed directly within 5 days via this service.
A waiting period of 3 days is applicable after enrolling for the accidental injuries plan. For illnesses, a waiting period of a maximum of 14 days is applicable.
If you have opted for a wellness plan, you can reap its benefits the day after you enroll. They don’t have any waiting periods.
However, conditions that affect ligaments can only be claimed after 6 months of enrolment.
The added expense of veterinary bills and pet medical expenses can leave the best of us in a state of distress.
Progressive Pet Insurance Plans, with its budget-friendly policies, helps those who want the very best care for their pets. Progressive Pet Insurance understands the dilemma of pet owners. It supports these issues via its customizable, easy-to-understand, and inexpensive plans.
Progressive Pet only insures cats or dogs. As a result, this Progressive Pet Insurance review isn’t helpful to pet parents who have birds, turtles, or any other pets.
You can either mail a letter to Progressive at 6300 Wilson Mills Rd, Mayfield Village, OH 44143 a week before you want to cancel the policy. Or, you can call Progressive Pet insurance on 888-416-2003 and put your concerns in front of them.
Does Progressive pet insurance cover neutering? Only the BestWellness plan does. Progressive Pet Insurance also does not cover the following:
Yes, the waiting period after enrollment varies from policy to policy. For illnesses, a waiting period of 14 days is applicable but injuries are covered after 3 days from the enrollment date.